TERMS OF SERVICE FOR PENNYSTOCKS.COM

Last Updated: March 16, 2025

Welcome to PennyStocks.com

Welcome to PennyStocks.com, owned and operated by Entourage Group Inc. (“Entourage Group”), a Florida corporation. These Terms of Service govern your use of our website and services, including our innovative AI-powered tools and content. Please take a moment to carefully read and understand the following terms before using our services.

At Entourage Group Inc., we are committed to transparency, compliance, and providing valuable information about penny stocks and the microcap market. Our platform is designed to be informative and educational, offering insights into the penny stock market while maintaining full compliance with all applicable securities laws and regulations.

1. Interpretation

(a) Definitions: In these Terms of Service, unless the context requires otherwise, the following terms shall have the meanings ascribed to them below:

i. “PennyStocks.com” refers to the website and all associated services owned and operated by Entourage Group Inc.

ii. “You” and “User” refer to any individual or entity accessing or using PennyStocks.com or its services.

iii. “Entourage Group Inc.” refers to the entity providing PennyStocks.com, as specified in these Terms of Service.

iv. “Promotional Content” refers to any content that discusses, describes, or mentions publicly traded securities for which Entourage Group Inc. has received compensation.

v. “A.I.B.E” refers to the AI Bankroll Enhancer, the artificial intelligence tool provided on PennyStocks.com.

(b) Plural and Singular: Unless the context otherwise requires, words in the singular shall include the plural and vice versa.

(c) Headings: The headings and subheadings used in these Terms of Service are for convenience only and shall not affect the interpretation of the content herein.

(d) Gender Neutral: Words importing any gender include all genders.

(e) Including and Includes: The words “including” and “includes” mean “including, but not limited to.”

(f) References to Statutes: Any reference to a statute or statutory provision is a reference to it as it is in force for the time being, taking into account any amendment, extension, or re-enactment and includes any subordinate legislation for the time being in force made under it.

(g) Entire Agreement: These Terms of Service, including any documents or policies referenced herein, constitute the entire agreement between Entourage Group Inc. and the User concerning the subject matter hereof and supersedes all prior agreements, whether written or oral.

(h) Amendments: Entourage Group Inc. reserves the right to amend or modify these Terms of Service at any time, and such amendments shall be effective upon posting on PennyStocks.com.

(i) Severability: If any provision of these Terms of Service is determined to be invalid or unenforceable, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law.

2. Acceptance of Terms

By accessing or using PennyStocks.com, you acknowledge and agree to be bound by these comprehensive Terms of Service. Your access and use of the website are contingent upon your understanding, acceptance, and compliance with the terms, conditions, and notices outlined herein. If you do not agree with any part of these terms, or if you do not understand any aspect of these Terms of Service, you are kindly requested to refrain from using PennyStocks.com.

As a user, you affirm that you are of legal age and have the capacity to enter into a legally binding agreement. If you are accessing the website on behalf of an entity, you further confirm that you have the authority to bind that entity to these Terms of Service. Your use of PennyStocks.com constitutes your acknowledgment that you have read, understood, and agree to abide by the terms and conditions set forth herein.

3. Description of Service

PennyStocks.com, developed and maintained by Entourage Group Inc., provides information, tools, and resources related to penny stocks and the microcap securities market. The website may include, but is not limited to:

1. Educational content about penny stocks and microcap investing
2. Market news and analysis
3. Company profiles and information
4. Promotional content about certain publicly traded companies (with clear disclosure of compensation)
5. Interactive tools and resources
6. AI-powered research and analytics through A.I.B.E

The primary aim of PennyStocks.com is to provide users with information about the penny stock market. It is important to understand that:

• We are paid advertisers (stock promoters) who disseminate favorable information about publicly traded companies.
• We receive compensation in exchange for publishing information about these companies.
• All promotional content is clearly labeled as such, with full disclosure of the compensation received.
• Neither Entourage Group Inc. nor any of its principals will EVER purchase, sell, trade, or otherwise transact in the securities of any company that we are promoting.

PennyStocks.com is NOT intended to provide personalized investment advice, and users are advised to use their discretion and conduct their own due diligence before making any investment decisions. While Entourage Group Inc. strives to provide accurate and up-to-date information, it does not warrant the completeness, accuracy, or reliability of any information provided on the website.

Your use of PennyStocks.com also falls under the purview of our Privacy Policy, which details how we collect, use, and protect your information. By engaging with the website, you consent to the practices outlined in the Privacy Policy.

4. User Conduct

To foster a positive, inclusive, and secure environment for all users, it is imperative that individuals conduct themselves responsibly and ethically while using PennyStocks.com. As a user, you are expected to adhere to the highest standards of online conduct, ensuring that your interactions contribute positively to the community experience.

Users must engage with PennyStocks.com in a manner that is respectful, considerate, and responsible. This includes refraining from any form of abusive language, harassment, or disrespectful behavior towards other users, Entourage Group Inc., or any third parties associated with the website.

PennyStocks.com is intended for lawful and constructive purposes. Users are explicitly prohibited from engaging in any activities that are unlawful, illegal, or in violation of applicable local, national, or international laws and regulations. This encompasses, but is not limited to, activities such as fraud, unauthorized access, or any other criminal or malicious conduct.

Any behavior that disrupts, interferes with, or compromises the functionality of PennyStocks.com is strictly forbidden. Users are expected to utilize the website in a manner that respects its intended purpose and does not cause harm or inconvenience to other users or the overall performance of the service.

Users play an essential role in maintaining the integrity of the PennyStocks.com community. If you become aware of any violations of these user conduct provisions or observe behavior that is inappropriate or disruptive, it is encouraged to report such incidents to Entourage Group Inc.

5. SEC Compliance and Disclosure

Entourage Group Inc. strictly adheres to all applicable securities laws and regulations, including Section 17(b) of the Securities Act of 1933, which requires clear disclosure of compensation received for promoting securities.

When Entourage Group Inc. receives compensation to promote a publicly traded company, we will clearly and prominently disclose:

1. The fact that the content is paid promotion
2. The identity of the party providing the compensation
3. The nature of the compensation (cash, securities, or other)
4. The exact amount of the compensation
5. The duration of the promotional campaign

These disclosures will be prominently displayed within the promotional content itself, not hidden or obscured in any way.

Additionally, a comprehensive disclosure of all compensation arrangements can be found at pennystocks.com/pages/disclaimer. However, in accordance with Section 17(b) of the Securities Act of 1933, specific compensation disclosures will also appear directly within each promotional communication.

Additionally, in accordance with SEC regulations and the terms of the administrative proceeding involving Adam Heimann (File No. 3-20614):

1. Neither Entourage Group Inc. nor any of its principals, officers, employees, or associates will trade in any account, or direct others to trade in any account, in the securities of any client or issuer that Entourage Group Inc. is advertising, marketing, or otherwise promoting.
2. All written communications advertising, marketing, or otherwise promoting any security will fully disclose the source, amount, and duration of all consideration received, or to be received, directly or indirectly by Entourage Group Inc. in connection with such communication.

6. Registration

(a) Account Creation: Users may be required to create an account to access certain features of PennyStocks.com. During the registration process, users agree to provide accurate, current, and complete information. Users are responsible for maintaining the confidentiality of their account credentials and ensuring that the information associated with their account remains accurate and up-to-date.

(b) Account Security: Users are responsible for all activities that occur under their account. Entourage Group Inc. is not liable for any unauthorized access to user accounts. Users agree to promptly notify Entourage Group Inc. of any unauthorized use or security breach related to their account.

(c) Termination of Account: Entourage Group Inc. reserves the right to suspend or terminate user accounts at its discretion, including but not limited to instances of violation of these Terms of Service or misuse of PennyStocks.com. Users may also terminate their accounts at any time by following the specified procedures outlined by Entourage Group Inc.

(d) Data Accuracy: Users acknowledge that the accuracy and completeness of the information provided during registration are essential for the effective use of PennyStocks.com. Entourage Group Inc. may, at its discretion, verify user information and take appropriate measures if inaccuracies are identified.

7. License to Software

By accepting these Terms of Service, users are granted a limited, non-exclusive, and non-transferable license to utilize the software associated with PennyStocks.com (“the Software”). This license is specifically for accessing and utilizing PennyStocks.com and its features, with the understanding that it is not to be sublicensed, sold, or distributed without explicit authorization from Entourage Group Inc.

The license provides users with the right to use the Software solely for its intended purpose within the framework of PennyStocks.com. Any usage beyond the scope defined in these Terms of Service is expressly prohibited. Users agree not to engage in activities such as reverse engineering, decompiling, or disassembling the Software. All rights, title, and interest in the Software, including any updates or modifications, remain the exclusive property of Entourage Group Inc.

This license does not confer upon users any rights to the underlying intellectual property associated with the Software, except as expressly stated in these Terms of Service.

8. License Restrictions

In conjunction with the granted license, users are expressly restricted from engaging in activities that compromise the integrity, security, or functionality of the Software. Prohibited activities include but are not limited to modifying, duplicating, or distributing the Software without explicit authorization from Entourage Group Inc.

1. Users agree not to reverse engineer, decompile, or disassemble the Software or any of its components. Any attempt to extract the source code or gain insights into the proprietary aspects of the Software is strictly prohibited.
2. Unauthorized usage of the Software or any attempt to exceed the authorized scope outlined in these Terms of Service is strictly prohibited. Violation of these license restrictions may result in the termination of the license and legal consequences.
3. Users shall not circumvent or attempt to circumvent any security measures implemented by Entourage Group Inc. to protect the Software. Any unauthorized access, tampering, or interference with the Software’s security features is expressly forbidden.

9. Intellectual Property

Users retain ownership of any content they submit, post, or display on or through PennyStocks.com. However, by doing so, users grant Entourage Group Inc. a worldwide, non-exclusive, royalty-free license to use, reproduce, adapt, and distribute such content for the purposes of providing and improving PennyStocks.com.

All rights, title, and interest in and to PennyStocks.com, including all associated intellectual property rights, are and will remain the exclusive property of Entourage Group Inc. Users are prohibited from using PennyStocks.com in any way that infringes upon or violates Entourage Group Inc.’s intellectual property rights.

10. Confidentiality

Users agree to maintain the confidentiality of any non-public information obtained or accessed through the use of PennyStocks.com (“Confidential Information”). This includes, but is not limited to, proprietary algorithms, trade secrets, and any other information marked as confidential by Entourage Group Inc. Users shall not disclose, reproduce, or use Confidential Information for any purpose other than the intended use of PennyStocks.com. This obligation of confidentiality remains in effect even after the termination of user access to PennyStocks.com.

11. Risk Disclaimer

Investing in penny stocks involves substantial risk and is not suitable for all investors. The securities of companies featured on PennyStocks.com are often high risk, unstable, unpredictable, and illiquid, which may make it difficult for investors to sell their securities. Past performance is not indicative of future results, and investors should be prepared for the possibility of losing their entire investment.

Entourage Group Inc. is a paid advertiser that publishes favorable information about publicly traded companies. We do not publish negative information about the companies we are paid to promote. This creates an inherent conflict of interest that may affect the objectivity of the information we provide.

Users should be aware that:

• The companies we promote may experience extreme volume and price volatility, especially during our promotional campaigns
• Parties holding securities in the companies we promote, including those who compensate us, may sell their shares while we are publishing favorable information about those companies
• The information we provide is not personalized investment advice
• All investors should conduct their own due diligence and consult with a qualified financial advisor before making any investment decisions

12. Termination

Entourage Group Inc. reserves the right to terminate or suspend user access to PennyStocks.com at any time, with or without cause, and with or without notice. Termination may result from violation of these Terms of Service, misuse of PennyStocks.com, or any conduct deemed by Entourage Group Inc. to be harmful or disruptive. Users may terminate their account and cease using PennyStocks.com at any time. Upon termination, users are still bound by the obligations and restrictions outlined in these Terms of Service, including but not limited to confidentiality and intellectual property provisions.

13. Changes to these Terms

Entourage Group Inc. reserves the right to modify, alter, or update these Terms of Service at any time. Users will be notified of material changes through reasonable means. Continued use of PennyStocks.com after such modifications constitutes acceptance of the updated terms. It is the user’s responsibility to review these Terms of Service periodically for changes. Entourage Group Inc. will make reasonable efforts to notify users of any material changes to these Terms of Service. Notification may be provided through PennyStocks.com, email, or other communication channels. Users are encouraged to stay informed about any updates to ensure compliance with the latest terms.

14. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms of Service shall be subject to the exclusive jurisdiction of the courts located in Miami-Dade County, Florida, subject to the arbitration provisions set forth in Section 15.

15. Dispute Resolution and Mandatory Arbitration

(a) MANDATORY BINDING ARBITRATION: BY USING PENNYSTOCKS.COM OR ANY OF ITS SERVICES, YOU AGREE THAT ANY DISPUTE, CLAIM OR CONTROVERSY ARISING OUT OF OR RELATING TO THESE TERMS OF SERVICE, PENNYSTOCKS.COM, OR THE BREACH, TERMINATION, ENFORCEMENT, INTERPRETATION OR VALIDITY THEREOF, SHALL BE DETERMINED BY BINDING ARBITRATION IN MIAMI-DADE COUNTY, FLORIDA BEFORE ONE ARBITRATOR.

(b) ARBITRATION PROCEDURES: The arbitration shall be administered by JAMS pursuant to its Comprehensive Arbitration Rules and Procedures or pursuant to JAMS’ Streamlined Arbitration Rules and Procedures, as determined by the amount in controversy. Judgment on the arbitration award may be entered in any court having jurisdiction.

(c) CLASS ACTION WAIVER: YOU AND ENTOURAGE GROUP INC. AGREE THAT ANY CLAIMS BROUGHT AGAINST EACH OTHER WILL BE BROUGHT IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON’S CLAIMS, AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A REPRESENTATIVE OR CLASS PROCEEDING.

(d) OPT-OUT RIGHT: YOU HAVE THE RIGHT TO OPT OUT OF THIS MANDATORY ARBITRATION PROVISION. IF YOU DO NOT WISH TO BE BOUND BY THIS ARBITRATION PROVISION, YOU MUST NOTIFY ENTOURAGE GROUP INC. IN WRITING WITHIN 30 DAYS OF THE DATE THAT YOU FIRST ACCESS PENNYSTOCKS.COM. YOUR WRITTEN NOTIFICATION MUST INCLUDE YOUR NAME, ADDRESS, AND A CLEAR STATEMENT THAT YOU DO NOT WISH TO RESOLVE DISPUTES THROUGH ARBITRATION.

(e) SMALL CLAIMS OPTION: NOTWITHSTANDING THE FOREGOING, EITHER PARTY MAY BRING AN INDIVIDUAL ACTION IN SMALL CLAIMS COURT FOR DISPUTES OR CLAIMS WITHIN THE SCOPE OF THAT COURT’S JURISDICTION.

(f) COSTS OF ARBITRATION: The costs of arbitration shall be allocated in accordance with the JAMS arbitration rules applicable to the proceedings. If you are able to demonstrate that the costs of arbitration will be prohibitive as compared to the costs of litigation, Entourage Group Inc. will pay as much of your filing and hearing fees in connection with the arbitration as the arbitrator deems necessary to prevent the arbitration from being cost-prohibitive.

(g) PRESERVATION OF REMEDIES: This arbitration agreement does not preclude either party from seeking action by federal, state, or local government agencies or preliminary injunctive relief in a court of law in order to protect its rights pending the completion of the arbitration.

16. Disclaimer Reference

These Terms of Service incorporate by reference our full Disclaimer, which can be found at pennystocks.com/pages/disclaimer. The Disclaimer contains critical information about the nature of our business, compensation disclosures for promoted securities, and important risk warnings. Users acknowledge that they have read, understood, and agree to the terms set forth in the Disclaimer as a condition of using PennyStocks.com.

17. A.I.B.E (AI Bankroll Enhancer) Terms and Limitations

(a) Nature of A.I.B.E: A.I.B.E is an artificial intelligence tool that provides information and analysis related to penny stocks and microcap securities. Despite its name, which is satirical in nature, A.I.B.E is NOT designed to “enhance” your bankroll or guarantee any investment returns. It is an informational tool only.

(b) Information Accuracy Limitations: A.I.B.E utilizes artificial intelligence technology that may occasionally: i. Generate factual inaccuracies or “hallucinations” (information that appears plausible but is incorrect) ii. Provide outdated information that does not reflect current market conditions iii. Misinterpret complex financial data or regulatory information iv. Present incomplete information about securities

(c) Not Investment Advice: Information provided by A.I.B.E does not constitute investment advice, financial advice, or any recommendation to buy, sell, or hold any security. The AI tool cannot and does not assess your personal financial situation, investment objectives, risk tolerance, or suitability for any particular investment.

(d) System Availability and Technical Limitations: Entourage Group Inc. does not guarantee uninterrupted access to A.I.B.E. The service may experience downtime, delays, or technical limitations that affect its functionality. Users should never rely solely on A.I.B.E for time-sensitive trading decisions.

(e) Data Sources and Third-Party Information: A.I.B.E accesses and processes information from various third-party sources. Entourage Group Inc. does not warrant the accuracy, completeness, or timeliness of information provided by these third-party sources. Users should independently verify all information before making investment decisions.

(f) Clear Separation from Promotional Activities: A.I.B.E will not provide specific analysis or information about securities that are currently being promoted by Entourage Group Inc. under paid arrangements. This ensures compliance with Section 17(b) of the Securities Act of 1933 and prevents conflicts of interest.

(g) AI Conversations and Privacy: User interactions with A.I.B.E are stored and may be used to improve the service. These conversations are subject to our Privacy Policy. Users should not share confidential or personally identifiable information through A.I.B.E.

(h) User Responsibility: Users are solely responsible for any actions taken based on information provided by A.I.B.E. Entourage Group Inc. assumes no responsibility for investment losses or other negative financial outcomes resulting from reliance on A.I.B.E-provided information.

18. Limitation of Liability and Indemnification

(a) DISCLAIMER OF WARRANTIES: PENNYSTOCKS.COM, INCLUDING ALL CONTENT, FUNCTIONS, A.I.B.E, AND SERVICES, IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTY FOR INFORMATION, DATA, DATA PROCESSING SERVICES, UPTIME OR UNINTERRUPTED ACCESS, ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, COMPLETENESS, USEFULNESS, OR CONTENT OF INFORMATION, AND ANY WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

(b) LIMITATION OF LIABILITY: TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL ENTOURAGE GROUP INC., ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS OR CONTENT PROVIDERS BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, CONSEQUENTIAL OR PUNITIVE DAMAGES, LOSSES OR EXPENSES ARISING OUT OF OR RELATING TO:

i. YOUR USE OF A.I.B.E OR ANY OTHER SERVICE OR CONTENT PROVIDED BY PENNYSTOCKS.COM ii. ANY INVESTMENT, TRADING, OR OTHER FINANCIAL DECISIONS MADE BASED ON INFORMATION PROVIDED THROUGH PENNYSTOCKS.COM iii. SYSTEM OUTAGES, DATA DELAYS, OR SERVICE INTERRUPTIONS iv. INACCURATE, INCOMPLETE, OR MISLEADING INFORMATION PROVIDED THROUGH A.I.B.E OR ANY OTHER SERVICE v. LOSSES RESULTING FROM SECURITY BREACHES, VIRUSES, OR OTHER TECHNICAL ISSUES vi. ANY ERRORS, OMISSIONS, OR INACCURACIES IN THIRD-PARTY DATA UTILIZED BY PENNYSTOCKS.COM

(c) INDEMNIFICATION: YOU AGREE TO INDEMNIFY, DEFEND AND HOLD HARMLESS ENTOURAGE GROUP INC., ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS AND SUPPLIERS FROM AND AGAINST ALL LOSSES, EXPENSES, DAMAGES AND COSTS, INCLUDING REASONABLE ATTORNEYS’ FEES, RESULTING FROM ANY VIOLATION OF THESE TERMS OF SERVICE OR ANY ACTIVITY RELATED TO YOUR ACCOUNT BY YOU OR ANY OTHER PERSON ACCESSING PENNYSTOCKS.COM USING YOUR ACCOUNT.

(d) MAXIMUM LIABILITY: IN THE EVENT ENTOURAGE GROUP INC. IS FOUND LIABLE FOR ANY DAMAGES OR LOSSES, OUR TOTAL CUMULATIVE LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION SHALL NOT EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING PENNYSTOCKS.COM DURING THE TWELVE (12) MONTHS PRIOR TO THE DATE OF THE CLAIM.

19. Satirical and Fictional Content

(a) Identification of Satirical Content: Certain portions of PennyStocks.com contain satirical, exaggerated, or fictional content created for entertainment purposes. This satirical content may include, but is not limited to: i. Fictional company names, tickers, and stock performances ii. Exaggerated returns or performance metrics iii. Humorous or satirical representations of investment scenarios

(b) Disclaimers on Satirical Content: All satirical content on PennyStocks.com is clearly labeled with disclaimers stating “This is satirical content for entertainment purposes only” or similar language. Any performance metrics, returns, or investment outcomes depicted in satirical content are not realistic expectations and do not represent typical investment results.

(c) User Responsibility: Users are responsible for distinguishing between factual information and satirical content on PennyStocks.com. If you are unsure whether content is satirical or factual, please contact Entourage Group Inc. for clarification.

20. Section 17(b) Compliance and Full Disclosure

(a) Compensation Disclosure Requirements: Pursuant to Section 17(b) of the Securities Act of 1933, Entourage Group Inc. provides clear, conspicuous, and prominent disclosure of any compensation received for promoting securities. These disclosures appear: i. Directly within each promotional communication itself ii. In a font size and style that is easily readable iii. Not hidden within unrelated text or in inconspicuous locations iv. With specific details about the exact amount, source, and duration of compensation

(b) Disclosure Content: Each compensation disclosure includes: i. A statement that the content is paid advertising ii. The specific entity providing compensation iii. The exact amount of compensation received iv. The form of compensation (cash, securities, or other) v. The duration of the promotional campaign

(c) No Trading Commitment: As stated in Section 5 and consistent with Entourage Group Inc.’s undertakings in the SEC Administrative Proceeding (File No. 3-20614), neither Entourage Group Inc. nor any of its principals, officers, employees, or associates will: i. Purchase, sell, or otherwise trade in the securities of any issuer being promoted ii. Direct or advise others to trade in such securities iii. Maintain accounts that hold securities of issuers being promoted

(d) Comprehensive Disclosure Location: In addition to disclosures within promotional content, a comprehensive disclosure of all promotional arrangements can be found at pennystocks.com/pages/disclaimer.

21. Data Privacy and Security for AI Interactions

(a) Collection of AI Interaction Data: When you use A.I.B.E, Entourage Group Inc. collects and stores your queries, the responses generated, and usage patterns. This information is used to: i. Improve A.I.B.E’s functionality and accuracy ii. Monitor for compliance with these Terms of Service iii. Enhance user experience iv. Ensure regulatory compliance

(b) Protection of User Information: Entourage Group Inc. implements reasonable security measures to protect user information gathered through A.I.B.E interactions. However, no security system is impenetrable, and we cannot guarantee the absolute security of your information.

(c) No Financial Account Information: Users should never provide financial account information, login credentials, or other sensitive personal information through A.I.B.E or other features of PennyStocks.com.

(d) AI Data Use Limitations: Entourage Group Inc. will not: i. Use your A.I.B.E interaction data to make trading decisions ii. Sell your specific AI interaction data to third parties iii. Use your interaction data to create targeted promotional campaigns without your consent

(e) User Consent: By using A.I.B.E, you consent to the collection and use of your interaction data as described in this section and our Privacy Policy.

22. International Use and Jurisdictional Limitations

(a) U.S. Focus: PennyStocks.com is primarily designed for users in the United States and provides information about securities traded on U.S. exchanges and markets.

(b) International Regulatory Limitations: Users accessing PennyStocks.com from outside the United States acknowledge that: i. Information provided may not comply with the securities laws or regulations of their jurisdiction ii. Entourage Group Inc. makes no representation that PennyStocks.com complies with the laws of any foreign jurisdiction iii. Access to PennyStocks.com from territories where its content is illegal is prohibited

(c) Export Controls: Users agree to comply with all applicable export and re-export control laws and regulations, including the Export Administration Regulations maintained by the U.S. Department of Commerce.

(d) Choice of Law: Regardless of users’ locations, these Terms of Service and any disputes arising from the use of PennyStocks.com shall be governed by the laws of the State of Florida and the applicable federal laws of the United States.

23. Personal Information Protection Commitment

(a) No Sale of Personal Information: Entourage Group Inc. will never sell, share, trade, or distribute your personal identifiable information (such as name, email address, phone number) to any third party, including social media platforms, advertising networks, data brokers, or marketing companies.

(b) Limited Data Collection: We collect only the personal information necessary to provide our services, as detailed in our Privacy Policy.

(c) Non-Personal Data Analytics: While we do analyze non-personal data including conversation sentiment, ticker research patterns, and general geographic location (limited to country and state), this data is always anonymized and aggregated.

(d) Security Measures: We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

(e) Data Retention: We retain personal information only for as long as necessary to fulfill the purposes for which it was collected, or as required by applicable laws.

24. Contact Information

For questions or concerns regarding these Terms of Service, please contact:

Entourage Group Inc. Email: info@entouragegroup.com Phone: (754) 465-9480

25. Severability

If any provision of these Terms of Service is found to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be severed from the remainder of these Terms of Service, which will otherwise remain in full force and effect.

26. No Waiver

The failure of Entourage Group Inc. to enforce any right or provision of these Terms of Service shall not constitute a waiver of such right or provision. Any waiver of any provision of these Terms of Service will be effective only if in writing and signed by an authorized representative of Entourage Group Inc.

27. Assignment

You may not assign or transfer these Terms of Service, by operation of law or otherwise, without the prior written consent of Entourage Group Inc. Any attempt by you to assign or transfer these Terms of Service without such consent will be null and void. Entourage Group Inc. may assign or transfer these Terms of Service, at its sole discretion, without restriction.

28. Entire Agreement

These Terms of Service, together with the Privacy Policy and Disclaimer, constitute the entire agreement between you and Entourage Group Inc. regarding your use of PennyStocks.com and supersede any prior or contemporaneous agreements, communications, and proposals, whether oral or written, between you and Entourage Group Inc. (including, but not limited to, any prior versions of the Terms of Service).

29. Force Majeure

Entourage Group Inc. shall not be liable for any failure to perform its obligations under these Terms of Service where such failure results from any cause beyond Entourage Group Inc.’s reasonable control, including, but not limited to:

(a) Acts of God, natural disasters, or severe weather events (b) Pandemic, epidemic, or public health emergency (c) Terrorist attacks, civil war, civil commotion, or riots (d) War, threat of or preparation for war (e) Nuclear, chemical, or biological contamination (f) Fire, explosion, or accidental damage (g) Collapse of building structures or failure of plant machinery, machinery, computers, or vehicles (h) Interruption or failure of utility service (including electric power, gas, water, or telecommunications) (i) Internet service provider failures or delays (j) Any labor disputes, including strikes, industrial action, or lockouts (k) Non-performance by suppliers or subcontractors (l) Governmental actions, orders, restrictions, regulations, or laws

In the event of a Force Majeure occurrence, Entourage Group Inc. shall be excused from any further performance of the obligations affected by such event for as long as such event continues and Entourage Group Inc. continues to use commercially reasonable efforts to resume performance.

30. Business Transfer

In the event that Entourage Group Inc. or PennyStocks.com is involved in a merger, acquisition, sale of assets, bankruptcy, reorganization, dissolution, or similar transaction or proceeding, your information may be sold, transferred, or otherwise shared as part of that transaction. In such an event:

(a) Entourage Group Inc. will notify you via email and/or a prominent notice on PennyStocks.com of any change in ownership or uses of your personal information.

(b) The entity receiving your information will be bound by the terms of this Terms of Service, including all provisions regarding arbitration, limitation of liability, and privacy protections.

(c) You acknowledge and consent that in such circumstances, your continued use of PennyStocks.com after notice constitutes acceptance of the new owner’s right to use your information consistent with their privacy policy.

(d) If you object to your information being transferred or used in this way, you should discontinue using PennyStocks.com prior to the transfer.

31. Electronic Communications Consent

(a) By using PennyStocks.com and providing your email address, you expressly consent to receive electronic communications from Entourage Group Inc. These communications may include:

i. Service announcements and updates ii. Administrative messages iii. Promotional information (subject to your marketing preferences) iv. Legal notices, including updates to the Terms of Service or Privacy Policy v. Account notifications vi. Support communications

(b) You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.