Last Updated: March 16, 2025
Effective Date: March 16, 2025

Introduction

Welcome to the Privacy Policy for PennyStocks.com. This document serves as a legally binding agreement between you, the user, and Entourage Group Inc. (“Entourage Group”), the entity responsible for the operation and administration of PennyStocks.com and its associated services, including A.I.B.E (AI Bankroll Enhancer). This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you use our website and services. By accessing or using PennyStocks.com, you expressly consent to the practices described in this Privacy Policy.

1. Information We Collect

a) Personal Information

We collect the following personal information when you create an account or otherwise interact with PennyStocks.com:

• Account Information: Email address, username, password, and any optional profile information you choose to provide
• Contact Information: If voluntarily provided, your name, phone number, and mailing address
• Payment Information: If applicable, payment method details for premium services (note that actual payment processing is handled by secure third-party payment processors)

b) Non-Personal Information

We also collect non-personally identifiable information that does not, on its own, identify you as an individual:

• AI Interaction Data: When you use A.I.B.E, we collect anonymous data about the conversations, including topics discussed, sentiment of conversations, and types of queries
• Ticker and Research Patterns: Information about which securities, market sectors, and investment topics users are researching or discussing most frequently
• Geographic Data: Limited geographic information (country and state level only) to understand regional interest patterns
• Usage Data: Information about how you use PennyStocks.com, including pages visited, features used, time spent on the site, and interaction patterns
• Device Information: Browser type, operating system, device type, and general system information

2. How We Use Your Information

a) Personal Information

We use personal information collected for the following purposes:

• To create and manage your account
• To provide customer support and respond to inquiries
• To send important notices, such as communications about changes to our terms, conditions, and policies
• To process transactions and send related information, including confirmations and receipts
• To verify your identity and prevent fraud

b) Non-Personal Information

Non-personal information is used to:

• Improve PennyStocks.com: We analyze user behavior and interactions to enhance site functionality and user experience
• Generate Market Insights: We aggregate non-personal data to identify trends in investor interests, sentiment, and market focus
• Enhance A.I.B.E: We use anonymized conversation data to improve the AI’s accuracy, relevance, and performance
• Create Aggregated Data Sets: We compile anonymous, aggregated data sets about penny stock market trends and investor sentiment
• Maintain Security: We use data to identify and prevent potential security breaches or fraudulent activity

3. Our Commitment to Data Privacy

a) No Sale of Personal Information

Entourage Group Inc. will never sell, share, trade, or distribute your personal identifiable information (such as name, email address, phone number) to any third party, including social media platforms, advertising networks, data brokers, or marketing companies.

This is a foundational commitment of our privacy practices.

b) Data Security

• Encryption: We employ industry-standard encryption technologies to protect your data during transmission and storage
• Access Controls: Access to user information is strictly limited to authorized personnel who require it to perform their job functions
• Regular Security Audits: We conduct periodic security assessments to identify and address potential vulnerabilities
• Secure Infrastructure: Our systems are hosted in secure, SOC 2 compliant facilities with multiple layers of security

4. Data Sharing and Disclosure

a) Service Providers

We may share limited information with third-party service providers that perform services on our behalf, such as:

• Hosting and cloud infrastructure providers
• Email and communication service providers
• Analytics providers
• Customer support tools

All service providers are contractually obligated to use the information solely for providing services to us and are prohibited from using it for their own purposes.

b) Aggregated Data

We may share or sell aggregated, anonymized data that does not identify individual users. This includes:

• Trending ticker data showing which penny stocks are generating the most interest
• Sentiment analysis showing overall market sentiment toward specific sectors or securities
• Geographic distribution of interest in particular stocks or market segments

This aggregated data never contains any personally identifiable information and cannot be used to identify individual users.

c) Legal Requirements

We may disclose information if required by law, regulation, legal process, or governmental request. This includes:

• Responding to court orders, subpoenas, or legal process
• Protecting our legal rights or defending against legal claims
• Preventing fraud, abuse, or illegal activity
• Protecting the safety of our users or the public

5. A.I.B.E (AI Bankroll Enhancer) Data Practices

Our AI tool, A.I.B.E, has specific privacy considerations:

• Conversation Data: We collect and store conversations with A.I.B.E to improve its functionality
• Anonymization: All conversations are anonymized for analytical purposes
• No Personal Financial Advice: A.I.B.E does not collect or store information about your personal financial situation, portfolio, or specific investment decisions
• No Retention of Personal Data: Any personal information accidentally shared during AI conversations is not extracted or stored separately
• Prohibited Content: You should never share personal financial account details, passwords, or other sensitive personal information with A.I.B.E

6. Cookies and Tracking Technologies

a) Cookies

PennyStocks.com uses cookies and similar technologies to enhance your experience, gather information about users, and remember your preferences. We use:

• Essential Cookies: Required for the website to function properly
• Analytical Cookies: Help us understand how visitors interact with our website
• Preference Cookies: Remember your settings and preferences
• Marketing Cookies: Used to track visitors across websites for advertising purposes (these can be disabled)

b) Analytics

We use analytics services, including Google Analytics, to collect information about your use of PennyStocks.com. This helps us understand how users engage with our site and improve its functionality.

c) Do Not Track

PennyStocks.com responds to “Do Not Track” signals. When enabled in your browser, we will disable analytical and marketing cookies, though essential cookies necessary for site functionality will remain active.

7. User Rights and Choices

a) Access and Control

You have the right to:

• Access the personal information we hold about you
• Correct inaccurate or incomplete information
• Request deletion of your personal information (subject to certain exceptions)
• Object to certain processing of your information
• Download a copy of your personal data in a structured, machine-readable format

b) Account Management

You can view, update, or delete certain information by logging into your account settings. If you cannot access certain information through your account, please contact us using the information provided below.

c) Email Communications

You can opt out of marketing emails by following the unsubscribe instructions included in each email or by contacting us directly.

d) Cookies

Most web browsers allow you to control cookies through their settings preferences. However, limiting cookies may affect your experience with our website.

8. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

For non-personal, anonymized information:

• Aggregated market trend data may be retained indefinitely
• AI conversation patterns are typically retained for up to 24 months
• Usage statistics are retained for up to 36 months

9. Children’s Privacy

PennyStocks.com is not directed at individuals under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

10. International Data Transfers

PennyStocks.com is operated in the United States. If you are located outside of the United States, please be aware that information we collect will be transferred to and processed in the United States. By using PennyStocks.com, you consent to this transfer and processing of your information in a jurisdiction that may have different data protection laws than those in your country of residence.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be indicated by an updated “Last Updated” date at the top of this Privacy Policy. We encourage you to review this Privacy Policy frequently to stay informed about how we are protecting your information.

12. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Entourage Group Inc.
Email: privacy@entouragegroup.com
Phone: (754) 465-9480

13. Data Breach Procedures

In the event of a data breach that affects your personal information, Entourage Group Inc. is committed to the following response procedures:

(a) Notification Timeline: We will notify affected users without undue delay, typically within 72 hours after becoming aware of a breach, unless a longer period is permitted by applicable law.

(b) Notification Method: We will provide notification via: i. Email to the address associated with your account ii. Prominent notice on PennyStocks.com iii. Other methods as required by applicable law

(c) Notification Content: Our breach notification will include, where possible: i. A description of the nature of the breach ii. Categories and approximate number of data records concerned iii. Likely consequences of the breach iv. Measures taken or proposed to address the breach v. Contact information for our Data Protection Officer or other contact point vi. Recommendations for how you can protect yourself

(d) Remedial Actions: Following any breach, we will: i. Take immediate steps to contain and investigate the breach ii. Implement measures to prevent similar breaches in the future iii. Cooperate with relevant authorities as required by law iv. Provide support services to affected users where appropriate (such as credit monitoring if financial information is compromised)

14. State-Specific Privacy Rights

California Residents

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA):

(a) Right to Know: You have the right to request information about the personal information we collect, use, disclose, and sell, including: i. Categories of personal information collected ii. Sources from which personal information is collected iii. Purpose for collecting personal information iv. Categories of third parties with whom we share personal information v. Specific pieces of personal information we have collected about you

(b) Right to Delete: You have the right to request deletion of personal information we have collected from you, subject to certain exceptions.

(c) Right to Correct: You have the right to request correction of inaccurate personal information.

(d) Right to Opt-Out: You have the right to opt-out of the sale or sharing of your personal information. However, as stated in our Privacy Policy, Entourage Group Inc. does not sell personal identifiable information.

(e) Right to Non-Discrimination: We will not discriminate against you for exercising any of your CCPA rights.

(f) Data Retention: Where we specify a data retention period, you have the right to request that we disclose the period of time that we will retain your personal information, or if that is not possible, the criteria used to determine such period.

To exercise your California privacy rights, please submit a verifiable consumer request by emailing privacy@entouragegroup.com. Only you, or a person registered with the California Secretary of State authorized to act on your behalf, may make such a request.

Nevada Residents

Nevada residents have the right to opt out of the sale of their personal information. However, as stated in our Privacy Policy, Entourage Group Inc. does not sell personal identifiable information.

Virginia, Colorado, Connecticut, and Utah Residents

Residents of Virginia, Colorado, Connecticut, and Utah have certain rights under their respective state privacy laws, including the right to:

• Confirm whether we process your personal data
• Access your personal data
• Correct inaccuracies in your personal data
• Delete personal data
• Obtain a copy of your personal data in a portable format
• Opt out of the processing of personal data for purposes of targeted advertising, the sale of personal data, or profiling

To exercise these rights, please contact us at privacy@entouragegroup.com.

15. Social Media Features and Widgets

(a) Social Media Features: PennyStocks.com may include social media features, such as the Facebook Like button, Twitter sharing functionality, or interactive mini-programs that run on our site. These features may collect your IP address, which page you are visiting on our site, and may set a cookie to enable the feature to function properly.

(b) Data Collection by Social Media Platforms: Social media features and widgets are either hosted by a third party or hosted directly on PennyStocks.com. Your interactions with these features are governed by the privacy policy of the company providing them.

(c) Social Sharing: If you choose to share content from PennyStocks.com on social media platforms, your activity may be visible to those platforms and to other users of those platforms. We have no control over how social media platforms use information they collect.

(d) Social Sign-In: If you choose to connect your social media account to your PennyStocks.com account, certain information may be shared between the services. We will request permission for any information access and will clearly state what information is being shared.

(e) Disconnecting Social Media Integration: You can disconnect social media integration at any time through your account settings on PennyStocks.com or by changing permissions on the social media platform.

16. Automated Decision Making and Profiling

(a) Types of Automated Processing: PennyStocks.com may employ automated processing technologies for the following purposes: i. Security monitoring to detect potentially fraudulent activity ii. Content curation to display relevant information based on your interests iii. A.I.B.E functionality to provide responses to your queries iv. Analytics to understand user behavior and improve our services

(b) No Significant Automated Decisions: We do not make decisions that produce legal effects or similarly significantly affect you based solely on automated processing, including profiling.

(c) Personalization: While we may personalize content based on your browsing behavior and interests, these automated processes: i. Do not involve decisions about your legal rights ii. Do not use sensitive personal data for profiling purposes iii. Do not affect the availability of basic services

(d) User Rights Regarding Automation: You have the right to: i. Request human intervention in any automated process ii. Express your point of view regarding automated decisions iii. Contest any decision based solely on automated processing iv. Opt out of certain types of profiling by adjusting your account preferences

17. Business Transfers and Data Handling

(a) Business Transfer Events: In the event that Entourage Group Inc. or PennyStocks.com is involved in a merger, acquisition, sale of assets, bankruptcy, reorganization, dissolution, or similar transaction or proceeding, your personal information may be sold, transferred, or otherwise shared as part of that transaction.

(b) Notice of Transfer: We will notify you via email and/or a prominent notice on PennyStocks.com if your personal information becomes subject to a different Privacy Policy due to a business transfer.

(c) Data Protection During Transfer: In any such transfer, we will require the receiving entity to respect the commitments in this Privacy Policy and to provide the same level of data protection that we provide.

(d) User Rights Following Transfer: Following notification of a business transfer: i. You will have the opportunity to opt out of having your information transferred (where legally possible) ii. If you do not opt out, your continued use of PennyStocks.com constitutes acceptance of the new controlling entity’s privacy practices iii. You may request deletion of your account and personal information prior to the completion of the transfer

(e) Data Retention After Transfer: The transferee will be required to honor the data retention commitments outlined in this Privacy Policy unless otherwise disclosed in the transfer notice.

18. Do Not Track Signals

(a) Response to DNT Signals: PennyStocks.com responds to and honors “Do Not Track” (DNT) signals sent by web browsers.

(b) Implementation: When we detect a DNT signal from your browser: i. We will disable analytics tracking for your session ii. We will not place marketing or advertising cookies on your device iii. We will not collect cross-site tracking information iv. We will still collect essential information needed to provide our services

(c) Limitations: Essential cookies and security-related data collection will continue to function regardless of DNT settings, as these are necessary for the proper functioning of the website.

19. Email Communications and Marketing

(a) Types of Communications: We may send you the following types of email communications: i. Transactional emails related to your account ii. Service announcements and updates iii. Legal notices and privacy updates iv. Marketing and promotional content (with your consent) v. Newsletter communications (with your consent)

(b) Marketing Opt-In and Opt-Out: i. All marketing emails require explicit opt-in consent ii. Every marketing email contains an unsubscribe link iii. You may opt out of marketing emails while continuing to receive essential account communications iv. Opt-out requests are processed within 10 business days

(c) Communication Preferences: You can update your communication preferences at any time by: i. Adjusting settings in your account dashboard ii. Clicking “unsubscribe” in any email iii. Contacting us directly at privacy@entouragegroup.com

(d) Email Analytics: We may use tracking technologies in our emails to monitor open rates, click-through rates, and effectiveness of our communications. You can disable these tracking features by disabling images in your email client.

20. Privacy Shield and International Transfers

(a) Data Transfer Mechanisms: For transfers of personal data from the European Economic Area (EEA), United Kingdom, or Switzerland to the United States, Entourage Group Inc. relies on one or more of the following legal mechanisms: i. Standard Contractual Clauses approved by the European Commission ii. Derogations for specific situations as provided in Article 49 of the GDPR iii. Your explicit consent to the proposed transfer after being informed of the possible risks

(b) Data Protection Safeguards: For international transfers, we implement appropriate technical and organizational measures to protect your data, including: i. Encryption of personal data during transfer and at rest ii. Regular security assessments of third-party processors iii. Data minimization and purpose limitation principles iv. Contractual safeguards with our data processors

(c) Your Rights: Regardless of your location, you maintain all the rights outlined in this Privacy Policy. International users may additionally have rights specific to their jurisdiction’s data protection laws.

(d) Complaints: If you have concerns about our data transfer practices, you may: i. Contact us directly at privacy@entouragegroup.com ii. Contact your local data protection authority iii. Seek recourse through binding arbitration if other resolution methods fail

Your Acceptance of These Terms

By using PennyStocks.com, you signify your acceptance of this Privacy Policy. If you do not agree to this policy, please do not use our website or services. Your continued use of PennyStocks.com following the posting of changes to this policy will be deemed your acceptance of those changes.